A house to call our home...

It's a given - we do all find comfort in our very own home. It's very hard to look for a place and to always in the plan of kicking about...grabeng hirap at dusa. I can't tell how we get exhausted everytime we're moving in...and out. And having a real house to call our own (again) is a long-time wish. Renting P15,000.00 a month is no joke. Good thing at nabraso ko yung monthly rental because the lessor is so considerate and compassionate to make it a little less than what she's asking from the off. This October it'll be a year na since we've occupied this place. Nice location, peaceful and safe and real big for us but one day I thought of why not make our new house instead of renting. Then came some planning about how it would look like, with the help of my friend M, and Archt. JP. We huggle about the budget, how the initial kick would start. Preparations on how and what to submit but first the retitling of our lot acquired last year in one subdivision near Pasig, will be wiser than to buy another one. Architect JP submitted two designs instead of what we have long-kept plan last year 'coz according to the good architect that it will cost us a cool P4.5M just for that minus the lot. Well why would we think of getting a new lot when we are so blessed to have two already. So we decided na yun na lang isa ang gamitin...the one we have acquired with 179 square-meter area. And we all think that it will be just fine. And so we were able to settled it down. I chose among the two design Archt. JP submitted. We're still having some deliberations and a lot of planning before we start to kick off. The house is going to be a simple one dahil we have to squeeze the budget or else, and the goal is to have a house of our own. So we're starting to pennypinch a lot this time. I am a lot smarter now than before. I used to be an impulsive buyer pero now I noticed na I think a lot before buying something and it will always be very important pag binili ko siya. Ngayon isang small plastic bag na lang ang naiuuwi ko...unlike before na parang nagpapanic buying ako. I am now a certified skinflint person...and I learned much how to hoard money...LOL...ang hirap pag walang money...mas mahirap pag may utang...(onigaisimasu!!!)...and napakasakit pag ang pera ay halos nagdadaan lang sa aking palad at wala akong mai-save dahil sa monthly bills. Mas masarap ang secured ka dahil may savings ka...and it is not wise to buy this and that na in the end before you knew it ay zero balance ka na pala.